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Sue Harvey, ABR
REALTOR®
(434) 426-3755

1226 Bancroft Avenue, Colonial Beach, VA 22443

$670,000
  • 1226 Bancroft Avenue, Colonial Beach, VA 22443 Main Photo

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ACTIVE
BEDS3 BATHS2 full 1 partial SQUARE FEET2,650 MLS#VAWE2010528
STATUSACTIVE PROPERTY TYPEResidential - Single Family SUBDIVISIONTHE POINT SCHOOLCOLONIAL BEACH PUBLIC SCHOOLS

Property Description

ASSUMABLE LOAN 2.5% FOR QUALIFIED BUYERS — an exceptional financing opportunity rarely available in today’s market. Welcome to The Point in Colonial Beach, a golf cart-friendly waterfront community where coastal charm meets everyday convenience—just a short drive to Northern Virginia and DC. Built in 2009, this 3-bedroom, 2.5-bath home is ideally located just two blocks from both the Potomac River and Monroe Bay, providing easy access to beaches, marinas, waterfront dining, breweries, boutiques, and the boardwalk. Whether it’s summer golf cart rides or evenings by the water, the lifestyle here truly stands out. Inside, hardwood floors and a propane fireplace add warmth and character to the original living room, while a spacious living room addition expands the main level—offering flexible space for entertaining, dining, or relaxing. The kitchen and bathrooms were refreshed in Winter 2025 with updated finishes that blend modern style with timeless appeal. Upstairs, the oversized primary suite features a walk-in closet and a jetted soaking tub, creating a comfortable private retreat. Outdoor features include a low-maintenance Trex front porch, rear porch, fenced yard, and an oversized two-car garage. No HOA adds additional flexibility and appeal. Prime location, assumable low-rate financing, and coastal lifestyle—schedule your showing today!

1226 Bancroft Avenue | MLS# VAWE2010528

This single family home located at 1226 Bancroft Avenue, Colonial Beach, VA 22443 is currently listed for sale with an asking price of $670,000. This property was built in 2009 and has 3 bedrooms and 2 full and 1 partial baths with 2650 sq. ft. Bancroft Avenue is located in the THE POINT subdivision within the COLONIAL BEACH PUBLIC SCHOOLS school district. Search THE POINT real estate on sharvey.montaguemiller.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central A/C
Fireplaces: 1
Fuel Type: Electric
Garage: 2
Heating: Heat Pump(s)
Home Style: Contemporary
Lot Size: 0.17 Acres
Stories: 2.0
Taxes: $5,124
Year Built: 2009

Feature Descriptions

Additional Structures: Above Grade, Below Grade
Appliances: Icemaker, Microwave, Oven/Range - Electric, Refrigerator, Washer, Dryer - Electric, Dishwasher, Disposal
Community Amenities: Community Center, Picnic Area, Pier/Dock, Taxi Service
Days on Site: 28
Exterior: Vinyl Siding
Fencing: Chain Link, Rear
Fireplace: Gas/Propane
Flooring: Hardwood, Carpet
Interior: Kitchen - Gourmet, Floor Plan - Traditional
Lake Name: Potomac
Location: River
Lot Dimensions: 0.17 Acre(S)
Parking Features: Paved Driveway, Surface
Parking Notes: 2 Total Parking Spaces
Sewer: Public Sewer
Special View Info: Water
SQFT Above Finished: 2650
SQFT Total Finished: 2650
Structure Type: Detached
Total Garage/Parking Spaces: 2
Water: Public

Local Schools

School District: COLONIAL BEACH PUBLIC SCHOOLS

Listed By / Shown By

Listed By

Agency Name: United Real Estate Premier
Agency Phone: 5403741111

Shown By

Agent Name: Sue Harvey, ABR
Agent Phone: (434) 426-3755
Agency Title: Montague Miller & Co. Realtors

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Estimated Payment

$ 2,113.55 per month $1,491.13 Principal & Interest $427.00 Property Tax $195.42 Homeowner's Insurance

Change Payment Information

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/21/2026. The listing information on this page last changed on 03/21/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 03/21/2026 4:37:22 AM EST) or CAAR MLS (last updated Fri 03/20/2026 11:10:46 PM EST) or Staunton MLS (last updated Fri 03/20/2026 11:40:16 PM EST) or HRAR MLS (last updated Fri 03/20/2026 11:29:12 PM EST) or Lynchburg MLS (last updated Sat 03/21/2026 12:32:30 AM EST) or Rockbridge, Lexington, Buena Vista MLS (last updated Fri 03/20/2026 4:00:06 PM EST) or Bright MLS (last updated Sat 03/21/2026 12:37:48 AM EST). Real estate listings held by brokerage firms other than Montague Miller & Co. Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Agency License Information: Montague, Miller & Co. is licensed in the state of Virginia.


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